Close call

I nearly hit someone with my car today. I was driving on a main road, but not a major one and a teenage boy riding his bike, crossed the street WITHOUT looking and I slammed on my breaks in just enough time to come to a screaching halt just 5 inches shy of making him road putty. Not only did he not look while gliding across the street, he also was not wearing a helmet.
The look on his face proved he may have learned from the stupid thing he did. He knew what he did was really dumb and apoligized profusely.
I didn't yell at him but I was really stern when I told him that he needs to pay attention to where he's going. I also repremanded him for not wearing a helmet.
I couldn't stay there in the middle of the intersection, so I drove away, thanking God for keeping him safe.
Not sure which one of us needed to learn the lesson. I wasn't speeding or anything. I don't know what it is with things always darting out in front of my car, like deer and now irresponsible people.
My life could have been very traumatic today had I not been able to stop my car in time. I would never have been able to forgive myself if I had hurt him, even though it clearly would not have been my fault. I am not the person to run out in front of. I can't afford to pay anyone's doctor bills for the rest of my life.